Wednesday, June 13, 2007

Medical Insurance : Because Perfect Health Always, is Uncertain

I always vouch for the importance of medical insurance. You see, health is such an uncertain thing. It's a fact that an ailment can strike at the time when you expect it least. Many of them such as cancers lurk inside the body cells, even though the person may continue leading a seemingly healthy life.

These can be natural causes that can play unexpected havoc with our healthy lives and there can be the quirk of circumstances which can mean accidents and disasters. Things as these come at the wrongest of times, or to put it another way: when you expect it least. This is what happened with me.

What then can help you with these contingencies which more often than translate into enormous costs? Yes, when they come, they can be out of the blue that can blow away your pockets. To counter such uncertainties, what you need is a Medical Insurance.

Sunday, June 10, 2007

Health Insurance : Consider the Contingencies

What would you do, if you have to go for an emergency medical treatment and find yourself short of money?

I am a 23-year old healthy person. But I know, health problems can come anytime. I was aware of this fact, and looking back, I understand I was wise enough to acknowledge that and thus to apply for a health insurance at the right time, last year.

Health insurance is definitely an important decision because your health is your most valuable asset and you cannot afford to lose it due to financial scarcity in the face of rising medical costs.

I got the insurance policy after I passed the medical screening test a year ago. However, in March this year, that I was diagnosed with prediabetes. I am rather young for this disease, but then it can happen to anyone anytime. Irregular lifestyle or risen stress levels can be an obvious reason to it.

Anyway, having got a health insurance, I feel much safer with the regular medical checkups and all the major costs of treatment covered by it.